Professional Liability Insurance: Secure Your Business from Legal Claims

In today’s litigious environment, lawsuits and claims against businesses are more common than ever. As a business owner, you need to be prepared to protect your company if mistakes happen or a claim is filed. At Suburban Family Insurance Agency, we offer Professional Liability Insurance to safeguard your business from the financial impact of negligence claims, ensuring your operations remain protected.

What Does Professional Liability Insurance Cover?

While general liability covers property damage and bodily injury, Professional Liability Insurance is essential for protecting your business from negligence claims related to the services you provide. This type of insurance is crucial for businesses that offer professional advice, charge for services, or have a fiduciary responsibility. Our coverage includes:

• Errors and Omissions (E&O): Protection against claims of errors, failure to perform, or contract violations by employees working on behalf of your business.
• Directors and Officers Liability (D&O): Financial protection for your company’s directors and officers if they are held liable for mismanagement, conflicts of interest, or violations of laws.
• Fiduciary Liability: Covers claims related to violations of the Employee Retirement Income Security Act (ERISA), such as imprudent investments or failure to enroll employees.
• Employment Practices Liability: Protection from claims related to sexual harassment, discrimination, ADA violations, wrongful termination, and more.

Tailored Coverage for Your Business

At Suburban Family Insurance Agency, we understand that every business faces unique risks. Our experienced team will work with you to design a Professional Liability Insurance policy that fits your specific needs and industry.

Prevent Mistakes from Becoming Major Losses

Don’t let an unexpected claim threaten the future of your business. Contact Suburban Family Insurance Agency today to discuss your Professional Liability Insurance options and ensure that your business is fully protected in El Dorado Hills, Folsom, and surrounding areas.