Disability Insurance: Secure Your Income and Your Future

Your ability to earn a living is your greatest asset, and if an injury or illness prevents you from working, it can have a significant impact on your financial stability. At Suburban Family Insurance Agency, we offer Disability Insurance to provide income protection if you’re unable to work due to illness or injury. This coverage helps ensure you can continue paying bills, providing for your family, and maintaining your standard of living.

Why You Need Disability Insurance

Disability Insurance provides peace of mind by covering a portion of your income, typically between 50% and 70%, in the event that you’re unable to work. It helps you avoid financial hardship by covering essential expenses such as:

• Mortgage or rent payments
• Utility and household bills
• Food and daily living costs

Flexible Coverage Options

Disability Insurance policies vary based on the individual’s needs and circumstances. The policy’s duration and benefit amounts depend on the nature of your disability and the terms of the plan. Like life insurance, disability insurance can be purchased for specific terms, such as two or five years, with benefits payable if you become disabled during the policy term.

Choose the Right Coverage

At Suburban Family Insurance Agency, we work closely with you to customize a Disability Insurance plan that suits your life and work situation, ensuring you have the right protection when you need it most.

Contact us today to discuss your options and protect your income in El Dorado Hills, Folsom, and surrounding areas.